I hate it when people make a big fuss over how I spend my OWN money! It’s MY money and I can do whatever I want with it, right???

I totally agree. It is your money and you can do whatever you want with it because you earned and deserve it. But if I may just share something. Don’t just think of your present. Think of [...]

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I always use my credit card for emergencies. Can I just not do that?

Yes and no. Yes, you can use your credit card for emergencies, especially if time is of the essence and you can’t readily withdraw from your fund. Perhaps, if your credit card allows you t [...]

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What’s the ideal savings rate for someone in his or her late 20s?

Ang daming ganap at this point. Splurging on Instagrammable dinner adventures or #wandergrams, and needed gadgets to catch that quality image or scene are among them. Rewarding yourself thro [...]

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